If you’ve stumbled upon this article, it is more than likely that you’re looking to take legal action against an abusive debt collector who has been harassing you and/or has violated the Fair Debt Collection Practices Act (FDCPA). The FDCPA was designed to protect consumers like you from unfair and abusive debt collection practices. You may be eligible to receive monetary compensation and there is no cost to you to file suit against an abusive creditor because the attorney’s fees are paid by them when you win.

So you are ready to take action. What do you need to do before contacting an FDCA attorney? An FDCPA attorney will guide you through the entire process but it is important to present the following during your initial attorney appointment:

 

 

–          Explain to the attorney of all the incidents and time they took place

–          If you had saved any abusive voice messages from the collector, allow the attorney to hear these

–          Bring all records of communication that you have from the offending debt collector

 

It is very important to note that due to the statute of limitations you only have 1 year to file (from the time of the incident) or you can NEVER file. Contact our FDCPA Attorneys in Orange County so we can help you get the compensation you deserve and stop harassing debt collectors from contacting you. Come speak with our debt collection abuse attorney in our Irvine office. Call us to schedule your free consultation: 949-200-8755. We understand the stress you’ve been through and have helped many people in your situation – our experienced attorneys will guide you through the whole process. You have rights and it’s time to take action now!