On November 23, 2010, the collections abuse victim filed suit against COLLECTION COMPANY OF AMERICA for violations of the FDCPA and RFDCPA. COLLECTION COMPANY OF AMERICA was collecting from Ms. Dickson on a student loan debt in the amount of $3,800. The collections abuse victim continuously told the debt collectors that she could not pay the debt and to stop calling her; however, the collectors continuously failed to comply with statutory regulations, thus violating the FDCPA and RFDCPA, by:
(i) Engaging in conduct the natural consequence of which is to harass, oppress, or abuse the victim;
(ii) Placing collection calls to the victim up to three (3) times per day, with the intent to annoy, abuse, and harass the victim;
(iii) Refusing to cease and desist all telephone calls despite being told that the victim could not pay and to stop calling;
(iv) Informing the victim that it was going to “get into her bank account” and “continue to pursue her;”
(v) Informing the victim that she “should have made better decisions in her life;” and
(vi) Using false, deceptive, or misleading representation or means in connection with the collection of the victim’s debt.
Has something like this happened to you? The Manning Law Office is an Orange County, California firm experienced in handling FDCPA cases. We will help defend you against the illegal debt collector behavior alleged in this FDCPA lawsuit. Do not wait – call us today because the statute of limitations on this type of case is only one year.