If you are the victim of these illegal debt collection calls, call The Manning Law Office today!

For years, Bank of America and other large institutions have sold off several charged-off accounts to outside collections specialists, without sufficiently clearing them of any errors and/or discrepancies.

In a recent Maryland case, Ms. Stevens had accrued a debt with Bank of America. In October 2006, she claimed to have been contacted by Plaza Associates, a collection agency under contract with the bank. Ms. Stevens sent Plaza a check for $1,872.70 made out to Bank of America. Plaza allegedly responded by letter, dated December 20, 2006, that her account was considered “settled” by Bank of America.

After the debt was paid, Bank of America sold rights to Ms. Stevens’ account to outside debt collectors affiliated with CACH LLC. Collectors began calling and sending collection letters to Ms. Stevens. Ms. Stevens claims they demanded she pay off, with interest, the Bank of America account that Plaza assured Ms. Stevens IN WRITING that she’d covered. In December 2006, Ms. Stevens claims to have received a collection letter from Bronson & Migliaccio LLP, a collector affiliated with CACH. 3 months later, Ms. Stevens received a letter demanding payment from another collector affiliated with CACH called Pentagroup Financial LLP. Debt collectors continued demanding payment through 2008, receiving 6 collection letters between February and August 2008 from Northland Group, Inc., a debt collector affiliated with CACH.

CACH sold rights to Ms. Stevens’ account in early 2009 to Pasadena Receivables. Following this sale, Pasadena sued Ms. Stevens, demanding $3,058.87 in principal, PLUS interest and legal fees.  Ms. Stevens’ hired an attorney, who counter-sued Pasadena for violating the Maryland Consumer Debt Collection Act, Maryland Consumer Protection Act, and the Fair Debt Collection Practices Act.


The experienced Orange County fdcpa attorneys at The Manning Law Office can defend you against the illegal debt collector behavior shown in this FDCPA lawsuit under the Federal Debt Collection Practices Act and the Rosenthal Act. The collections abuse victim in this FDCPA case should receive monetary damages and payment of attorneys’ fees and costs, once the evidence is marshaled. Call 949-200-8755, to sue the debt collector that is harassing you! You must call now because the statute of limitations on this type of case is just ONE YEAR!