You might be scratching your head as to why you received a summons in court over an alleged amount you owe for a credit card or consumer debt. It could have been something you forgot about months or even years ago; either way, you should not ignore it!

Here’s some reasons why you need to defend yourself in court.


1) Inaccurate amount owed: you might not even owe what they allege!

2) Unsupported or even fake evidence: they may have no or fake supporting evidence. This can also be an outcome from “robo-signing.”

3) If you don’t show up, default judgement goes to the company suing you. In other words, you automatically lose!

4) If you win, you may owe less or nothing at all.


If you are not sure how to get started, you may need to consult a credit card attorney. At the Manning Law Office in Orange County, our attorneys are experienced in defending bad credit card lawsuits. Do not hesitate to call us for your 100% free initially consultation: 949-200-8755.