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Proving you don’t owe a debt- one woman’s story

by admin | Dec 6, 2012 | credit card attorney orange county, credit card lawsuits, fdcpa attorney California

With most services, you have the right to cancel at any time and typically you pay off any outstanding amount you owe before leaving. However, in the case of one Californian woman, cancelling her alarm service did nothing as she got stuck with a huge bill that she...

Are Gift Cards the Latest Scam?

by admin | Dec 5, 2012 | credit card attorney orange county, credit card lawsuits, debt collection harassment attorney

As we fully immerse ourselves into the holiday season, we get ready to pull out our wallets and cross off our lists of names. But we pose the following question, “are gift cards the latest scam?”   No, we’re not talking about credit cards, we...

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Our FDCPA attorneys in Orange County service California and these Orange County cities: Aliso Viejo, Anaheim, Buena Park, Brea, Costa Mesa, Cypress, Dana Point, Fountain Valley, Fullerton, Huntington Beach, Irvine, Yorba Linda, La Palma, Laguna Beach, Laguna Hills, Laguna Niguel, Laguna Woods, Los Alamitos, Mission Viejo, Newport Beach Orange, Placentia, San Juan Capistrano, Santa Ana, Seal Beach, Stanton, Tustin, San Clemente, Villa Park, Westminster, Rancho Santa Margarita, Garden Grove, La Habra, Lake Forest

Experience Matters

In your time of need, our experienced FDCPA attorneys are ready to help. You have options against abusive debt collection practices. Our Orange County consumer protection lawyers are dedicated to help consumers like you from being harassed from abusive debt collectors. Call us at (949) 200-8755 to learn more about FDCPA laws that protect you.

Fair Debt Collection Practices Act

When you haven’t paid your debts, it does NOT give any collectors the right to harass you.

Due to abusive bill collector practices, the FTC has enacted the Fair Debt Collection Practices Act which outlines prohibited abusive debt collector practices. Under these laws, you may be entitled to money damages and payment of your attorneys’ fees if violations have occurred. Take advantage of your rights!

Some Things that Debt Collectors Cannot Do:

  • - Make threats of legal action
  • - Use obscene or profane language
  • - Contact you outside the hours of 8 am to 9 pm local time
  • - Fail to cease communication after they have received written request for them to stop
  • - Contact your workplace about your debt
  • - Collect unjustified amounts of money (money not owed)
  • - Report false information on your credit report
  • - Contact you after you've had attorney representation
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